GUIDE TO HEALTH INSURANCE

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The Ohio Department of Insurance has created this guide to help you understand some of the basics of health insurance. This guide is intended to help individuals, families, self-employed people and small business owners evaluate their options.

If you have health coverage, try to keep it. Unless the policy owner (you or your employer) stops paying premiums, the health plan cannot cancel your coverage — even if you get sick. The law allows you to keep coverage through life-changing events (divorce, changing jobs, job loss, etc.)

Guide to Health Insurance Table Of Contents
  • The basics of health insurance
  • Possible additional benefits in Ohio plans
  • Choosing a plan / understanding your plan
  • Helpful phone numbers and web sites
  • What’s your situation?
  • Getting individual health insurance
  • Young adults
  • Families
  • Job change / Job loss
  • Surviving without health insurance
  • Running a small business or self-employed
  • How to appeal a decision by your health plan
  • About the Ohio Department of Insurance
  • Glossary of terms
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